DashDevs’ FinTech Core Expands Global Footprint Across Europe and APAC
Weekly news up to Monday, 23rd of February 2026
Hey FinTech Fanatic!
This last week, I looked at something bigger than a single product shift.
Payments have always been a balance between speed and trust. Bearer bonds moved instantly but hid ownership. Cards brought identity but layered in intermediaries and delay. Every system optimized one side while sacrificing the other.
Stablecoins are the first serious attempt to combine both. Instant, programmable dollars with an auditable trail built into the infrastructure itself.
Not new money. Just the old speed-versus-privacy equation finally executed in code.
Curious what else is shifting across FinTech, Payments, and Digital Banking? Scroll down 👇
Cheers,
👀 NEWS HIGHLIGHT
In this article, Igor Tomysh highlights that in 2025, payments have become FinTech’s core innovation layer, driven by infrastructure rather than hype. He outlines five essentials for banks this year: modular infrastructure, human-centric design, smart use of AI and emerging tech, strong ESG practices, and cloud adoption.
💡INSIGHTS
Speed Meets Trust: The Evolution of Money from Paper Bonds to Programmable Dollars by Noah. Stablecoins mark the next step in money movement, combining instant settlement with programmable transparency. Unlike bearer bonds, which enabled borderless speed through anonymous physical certificates, stablecoins provide fast digital transfers with an auditable trail, aiming to balance efficiency with accountability. Read the full article here
NOW, ON TO THE SUMMARY OF LAST WEEK’S NEWS
🔦 DIGITAL BANKING HIGHLIGHTS
⭐️ DashDevs’ FinTech core expands global footprint across Europe and APAC. Built from more than a decade of hands-on delivery in regulated FinTech, FinTech Core is a composable, production-ready platform designed to help FinTechs and financial institutions launch faster, without locking into rigid, one-size-fits-all systems.
⭐️ Anchorage Digital launches stablecoin solutions for banks to modernize cross-border USD settlement. Stablecoin Solutions for Banks is a purpose-built offering under U.S. federal oversight for licensed international banks to access secure, efficient U.S. dollar cross-border transfers and settlement using stablecoin rails.
⭐️ Mintos pursues an ECB banking licence. The licence, subject to regulatory approval, will provide access to deposit-based funding and create a foundation for offering lending and other banking products directly to customers, significantly expanding the platform's long-term product offering.
⭐️ Chubb strengthens emerging market growth with Nubank partnership. The firm noted Chubb’s considerable presence in global markets as a significant bonus, predicting stronger long-term growth than rivals due to the company’s position in rising regions such as Asia and Latin America.
🌎 REGIONAL HIGHLIGHTS
UK 🇬🇧
AADE gains access to Revolut, Viva, and foreign banks via BANCAPP. Greece’s Independent Public Revenue Authority (IPA) has expanded its BANCAPP system to require not only Greek banks but also foreign bank branches, payment institutions, and electronic money institutions operating in Greece to submit taxpayer banking data.
EUROPE 🇪🇺
UniCredit lands in Spain and Portugal with digital banking. UniCredit has secured Spanish regulatory approval to potentially launch its digital bank, UniCredit Nv, marking a step toward expanding into Iberian retail banking. While plans and branding are not final, operations could begin as early as Q2–Q3.
Revolut Bank has begun checking old transfers from Russians living in the EU. The checks specifically concern SWIFT transfers, card number transfers, and transactions through Sberbank. Several clients were asked to confirm the origin of funds transferred from Kazakhstan or other CIS countries.
Deutsche Bank expands Ripple partnership to modernize cross-border payments. The Frankfurt-based lender plans to embed Ripple-powered solutions across payments, foreign exchange operations, and digital asset custody, signaling a structural shift in how international transactions are processed.
Sweden's FSA to probe Swedbank compliance with money-laundering regulations. The investigation will cover the period from December 2023 to November 2025 and will include the bank's due diligence measures, the Financial Supervisory Authority (FSA) said in a statement.
USA 🇺🇸
Ramp unveils AI Accounting Agent to speed month-end close. Customers can set what actions the product is allowed to take, from coding and review to syncing transactions into an accounting system. Low-risk transactions can post automatically once required checks are complete, according to Ramp.
Plaid and Backbase tackle banks' multi-day customer onboarding problem. The collaboration allows banks to onboard customers faster, aggregate account data seamlessly, and deliver personalized financial journeys without wrestling with outdated integrations.
John Delaney's Forbright confidentially files for a US IPO. The move follows a recovery in bank listings over the past year as the sector stabilises after the 2023 regional banking crisis and stronger stock prices reopen public market opportunities.
Payabli and Huntington Bank join forces to bring seamless payments to the digital banking experience. This integration empowers businesses to accept, issue, and manage transactions entirely within Huntington's digital ecosystem. This will deliver a unified, end-to-end financial experience powered by Payabli's infrastructure.
Stripe's stablecoin firm Bridge wins initial approval of national bank trust charter. "This approval positions Bridge to help enterprises, FinTechs, crypto businesses, and financial institutions build with digital dollars inside a clear federal framework," the company said in the press release.
Delaware-based Rizon has secured $2 million in pre-seed funding as demand for borderless U.S. dollar banking accelerates worldwide. The fresh capital will help Rizon scale its user base globally and deepen its footprint in new markets where access to reliable dollar banking remains limited.
b1BANK partners with Covecta to deploy agentic AI. The collaboration focuses on streamlining and automating repeatable, policy-driven activities across core deposit and loan operational processes, reducing manual effort and operational friction so that teams can devote more time to higher value-adding work, including analysis, exception handling, and customer engagement.
Milo hits $100M originations in crypto-collateral home loans, closes $12M deal. The offering enables homeowners to tap holdings denominated in cryptocurrency to secure purchase or refinance financing, while preserving ownership of those tokens.
Klarna accelerates U.S. growth and delivers $1bn revenue driven by rapid banking service adoption. The U.S. led Klarna's growth with revenue up 58% year-over-year, accelerating from 51% in Q3. Klarna now serves 29 million U.S. consumers, with 11% of the population having used Klarna in the last 12 months.
State Bank of Texas launches new digital banking platform powered by Alkami. Customers now have access to features like mobile check deposit, real-time alerts, card controls, and straightforward tools for business banking, making it easier to bank securely and stay in control.
LATAM
Brazilian regulator liquidates bank with ties to Banco Master. Brazil's central bank liquidated Banco Pleno SA due to a deteriorated liquidity situation and violation of central bank decisions. The central bank also liquidated Pleno Distribuidora de Títulos e Valores Mobiliários SA, and blocked assets from controlling shareholders and management.
Chilean FinTech Global66 seeks an international banking license to expand its financial services in multiple countries. CEO Tomás Bercovich said the firm is exploring an overseas banking licence to expand regionally and has begun using stablecoins as part of its technology-driven growth strategy.
Colombian unicorn Habi lands in Argentina after acquiring Pulppo to accelerate the digitalization of mortgage lending. The agreement stipulates that both brands will maintain their independent identities but will integrate operational functions to develop a robust mortgage model in Argentina. This dual-brand strategy allows Habi to penetrate the local market by leveraging Pulppo's existing brand recognition.
Mexico’s Plata wins banking license, heating up FinTech race. The company, whose sole product is credit cards, said it took three years to get the approval and pledged to expand its product offering with the license. The move comes amid growing competition in Mexico’s FinTech sector.
Brazil banks want 'free ride' access to iPhone NFC payments. The Administrative Council for Economic Defense in Brazil has been pursuing Apple on antitrust claims surrounding the App Store. The result was alternative app stores and external payment methods coming to Brazil, but now Apple's NFC rules are under fire.
ASIA
Revolut launched an airport security Fast Track Pass service for its Japanese customers. Eligible customers can buy multiple non-transferable passes for specific travellers, valid for a selected 30-minute time slot, and must present matching identification and flight details.
MOVERS AND SHAKERS
ClearBank accelerates European expansion with appointment of former Uber executive, Tristan Kirchner, as EU CEO. Kirchner brings more than 25 years of payments and financial services experience, having held senior leadership roles at Uber Payments, Barclays, and Visa.
Former Starling Bank co-founder and CEO John Mountain joins savings platform Stoa. John Mountain will work closely with Stoa’s leadership team to help shape product strategy and accelerate distribution via banks, building societies, and merchant partners.
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