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I'm a fan of your blog and like the range of content that you cover. However, there are some misleading or misrepresented companies mentioned in the first bullet. As a pre-authorised Electronic Money Institution in Europe I was interested to understand what qualifies the "E-money network" as MiCA compliant. After looking through their documents it is entirely unclear, and hugely misleading. They are not licensed to issue an EMT (Electronic Money Token) in accordance with either EMD 2009/110/ec or MiCA. Another quick look at FreeBnk shows that equally they are not licensed to provide payment services of any kind in the UK, and especially not Europe - which MiCA covers. Please review your DD on these companies as this is very misleading!

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